Rabu, 06 April 2016

Opinion and Solution (softskill bahasa inggris bisnis 2)

People in Indonesia are less interested in capital market investment

Indonesian people's interest to invest in the stock market is still low compared to neighboring countries in Southeast Asia, such as Singapore and Malaysia.

"This was due to lack of knowledge society, as well as they have been victims of fraud from which many illegal investment institutions operating in the area," said Director of Indonesia Stock Exchange Friderica Widyasari Dewi, at a meeting "Investment Candidates Forum" Friday, in london.

He said of the total population in Indonesia reached 240 million people, the desire of citizens to invest only about one million. Among these 400 thousand in the capital market, 500 thousand in mutual funds, and the rest in ORI (ritail state bonds).

”If calculated from the total population is still small,only just around half a per cent of that amount. Therefore, we will continue the program (sosialization) to areas in Indonesia," he said.

Friderica Dewi said that until now the people of Indonesia not really know the benefit of invested in official institutions, such as capital markets and mutual funds. People have money, some income to set aside savings in banks.
In fact, he said, if you can invest in one of these institutions you can get the  benefit more than just saving money in the bank.

"Therefore we will continue to provide insight and understanding through education to areas related methods and mechanisms to invest correct. Indeed, if there is a risk investing tide, depending on the sale of shares in the capital market," he said

·        Opinion :
There are some factor about many people in Indonesia who not interest in investmen.  First of all,  small per capita income. Even tough investment costs are now cheap, per capita income of Rp 3 million a month is considered scant. People still put a lot of though in saving, let alone in investment right?
Second, people don’t know how to investment. This is the reason that absolutely classic. Where can i buy the shares ? How to do it ? Do you have to buy through a bank ?  Many people who interested in invesment, but do not know how.
Third,  people didn't have capital to investment. In the perception of many people maybe investing is the business  that people should be have a lot of money for beginning capital.
And then, some people already detterent to investing again, because their first ever loss in investing, so they are recommended people to stay away from this one field. I don’t  know the reason some people could give up doing business shares, other than shares they had treated it as a gamble since the start of trading. And they lost! Of course, it is because their mindset are a big mistake.
So many reasons put forward actually a reflection of ignorance due to lack of socialization and education capital markets.

·        Solution
There are several ways that Indonesian society is growing interest to invest. For example is with in the seminar invented. such as educational seminar on capital markets. which aims to introduce capital market and encourage the younger generation to make the capital market as an investment vehicle.
interesting material about investing, such as the types of investment, the benefits and risks of investing, stages or steps to start investing along the direction of a good investment and how not to be fooled bulging investment.
And then, creating a National Movement to mobilize the community to consciously invest by providing an understanding of the need to invest. Equip people with the knowledge and the correct way to invest, for example is investment in the capital market through socialization and education programs.



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